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Open your new account in 5 minutes or less by completing this simple, secure application!

By clicking “CONTINUE” you authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to Goldwater Bank or its service provider for the duration of your business relationship, solely to help them identify you or your wireless device and to prevent fraud. See our Privacy Policy to see how we treat your data.

E-Checking
  • NO Minimum Opening Deposit
  • NO Monthly Service Fees
  • Free Nationwide ATM usage
  • Free Visa Debit Card
  • Free Mobile Banking GOLD App
  • Free Mobile Check Deposit
  • Free Bill Pay
  • Free ZELLE
  • Free E-Statements with check images
  • 5 Free check writing per month*
  • Free Apple/Google/ Samsung Pay
  • 24/7 Balance & Transaction Info by Text/Phone
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GOLD Checking +++
  • Minimum opening deposit $500
  • 2% APY on balance $0.01 - $20,000*
  • NO Monthly Service Fees
  • Free Nationwide ATM usage
  • Free Visa Debit Card
  • Free Mobile Banking GOLD App
  • Free Mobile Check Deposit
  • Free Bill Pay
  • Free ZELLE
  • Free E-Statements with check images
  • Free Apple/Google/ Samsung Pay
  • 24/7 Balance & Transaction Info by Text/Phone

*Receive E-Statements Online. 10 debit transactions and one direct deposit per month to qualify for interest. Balances exceeding $20,000 will pay 0.05% APY.

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GOLDEN CHECKING*
  • Minimum opening deposit $100
  • 1.00% APY on balance of $0.01
  • NO Monthly Service Fees
  • Free Nationwide ATM usage
  • Free Standard Set of Checks
  • Free Visa Debit Card
  • Free Mobile Banking GOLD App
  • Free Mobile Check Deposit
  • Free Bill Pay
  • Free ZELLE
  • Free E-Statements with check images
  • Free Apple/Google/ Samsung Pay
  • 24/7 Balance & Transaction Info

*Must be 50+ years of age.

waterfall
18 Month Liquid CD
  • Close your CD at any time without a penalty
  • Withdrawal at anytime without a penalty
  • Secure your rate for 18 months
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Goldwater Savings
  • Minimum opening deposit $100
  • Earns interest quarterly (accrued on a daily basis)
  • Two free withdrawals per month*
  • Quarterly E-Statements with check images
  • Free Online Banking
  • Free Mobile Banking GOLD App
  • Free Mobile Check Deposit
  • Free ZELLE
  • 24/7 Balance & Transaction info by Text/Phone
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Youth Savings
  • $0 opening deposit
  • Available to children under 18 and parent who has an account at Goldwater Bank
  • No monthly service fees
  • Free Online Banking
  • 24/7 Balance & Transaction Info by Text/Phone
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GB Money Market
  • Minimum opening deposit $1,000
  • Monthly average balance is $2,500 to earn monthly interest and avoid service fee
  • Free Nationwide ATM usage
  • Free Visa Debit Card
  • Free Mobile Banking GOLD App
  • Free Mobile Check Deposit
  • Free Bill Pay
  • Free ZELLE
  • Free E-Statements with check images
  • Free Apple/Google/ Samsung Pay
  • Free Check writing on 6 or less checks per month
  • 24/7 Balance & Transaction Info by Text/Phone
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Goldwater Certificate of Deposit

Find a great CD with an even better Rate today, see below the multiple CDs we have to offer!

  • 90 Day CD
  • 180 Day CD
  • 9 Month CD
  • 12 Month CD
  • 15 Month CD
  • 18 Month CD
  • 24 Month CD
  • 36 Month CD
  • 5 year CD
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